Small and medium-sized enterprises (SMEs) around the world are embracing digital payments, but many remain hesitant about cryptocurrency. The problem isn’t just volatility — it’s also the difficulty of converting crypto into usable cash.
For years, businesses have relied on OTC desks and unregulated P2P exchanges to turn crypto into fiat. These methods are slow, expensive, and risky. But with Cryptogram.vip, SMEs now have a better way: direct crypto-to-bank settlements.
The Challenge with Traditional Conversions
When an SME accepts crypto, the next step is crucial: converting it into fiat to pay suppliers, staff, and overheads. Traditional methods create problems:
- High Costs: OTC desks and P2P exchanges charge steep fees, eating into margins.
- Slow Settlements: It can take hours or even days before businesses see funds in their bank.
- Security Risks: Unregulated exchanges leave merchants exposed to fraud and counterparty risk.
- Operational Uncertainty: SMEs can’t afford delays or hidden costs in day-to-day operations.
How Cryptogram.vip Changes the Game
The Cryptogram Settlement Service is designed to remove these barriers by connecting crypto payments directly to the banking system.
Here’s how it works:
- Instant Conversion: Crypto is automatically converted to fiat at the time of transaction.
- Direct Deposits: Funds are sent straight to the merchant’s local bank account.
- Global Reach: Available across the UK, Philippines, UAE, and Hong Kong, with expansion to more markets coming soon.
- Lower Costs: By eliminating OTC and third-party intermediaries, SMEs save significantly on conversion fees.
Why This Matters for SMEs
- Predictable Cash Flow
SMEs depend on liquidity. With direct settlements, payments arrive in fiat quickly, ensuring businesses can operate smoothly without waiting days for conversions. - Cost Savings
By bypassing expensive OTC desks, businesses keep more of their revenue. Every transaction becomes more profitable. - Security & Trust
Backed by UK incorporation, Cryptogram.vip provides a regulated and compliant environment, unlike many P2P exchanges. - Global Growth Potential
- In the UK, crypto adoption is expanding among e-commerce businesses.
- In the Philippines, SMEs and remittance-heavy businesses benefit from direct peso settlements.
- In the UAE, businesses enjoy instant access to the region’s crypto-forward economy.
- In Hong Kong, merchants can integrate crypto seamlessly into one of Asia’s financial hubs.
- In the UK, crypto adoption is expanding among e-commerce businesses.
Real-World Example
- Philippines Café Owner: Receives a ₱1,000 crypto payment for daily sales. Instead of paying extra to convert via OTC, the payment is automatically converted and deposited into their bank account — saving time and money.
- UK Online Store: A £500 crypto sale is instantly settled into GBP in their account, allowing them to pay suppliers without worrying about hidden fees or delays.
Cryptogram.vip: Bridging Crypto and Banking
For crypto adoption to truly work for businesses, settlements need to be fast, affordable, and trustworthy. That’s exactly what Cryptogram.vip delivers.
With direct crypto-to-bank payouts, SMEs no longer need to worry about volatility, hidden costs, or risky exchanges. Instead, they can accept crypto with the same confidence as traditional payments — and focus on growth.
Explore how Cryptogram.vip is redefining payments for SMEs today.